Nampa Home For Sale – Owner Financing
Built in 1999, this single family home features new vinyl flooring in the kitchen, dining room, laundry room, bathrooms and living room area and new carpeting through all bedrooms. The home feels brand new. The master bedroom has a large walk in closet.
If you step outside, you’ll see a large, fully fenced yard with sprinklers. There is plenty of space for all!
The home is within walking distance to Willow Creek Elementary. It’s less than a mile from Lone Star Middle School and just over 2 miles to Nampa High School.
Close to shopping, with easy access to the freeway, this home is a good fit for just about anyone.
Owner Financing to Deserving Buyer with Large Downpayment
- $199,000
- 3 Bed / 2 Bath / 1144 SqFt
- New Paint, New Flooring
- Large fully fenced yard with sprinklers
- Close to schools and shopping
- OWNER FINANCING
- Call 208-469-4968 for more information!
Watch the video below to take a virtual tour of our home.
WHAT IS OWNER FINANCING?
Owner Finance also called Seller Financing is the oldest version of financing. An owner finance transaction is a non-institutional loan (no banks) in a real estate sale between the buyer and seller. The seller/owner becomes the lender and the seller’s security is the property.
With traditional lending, the buyer would apply to get a loan through the bank. Once they were approved, the buyer would then make monthly payments to the bank. With Owner Financing, the buyer makes the monthly payments directly to the seller. This option removes the need for bank backing.
The seller sets the terms for repayment, number of payments, interest rate and down payment needed.
Owner Finance is a great alternative for anyone who can’t get lending through the traditional bank loan. Whether this is due to less than stellar credit, you’ve already maxed out what you can borrow, you are self employed or you don’t qualify for another reason. What ever the roadblock to traditional lending may be, Owner Financing could be the solution.
What are the benefits of pursuing an Owner Financed property?
- Fast Closing – NO WAITING FOR BANK APPROVAL
- Lower Closing Costs
- Faster Possession of the Home
- Flexible Financing
- Homeownership!
Does Owner Financed Property sound like the path you want to take to homeownership?
Learn more about the benefits and drawbacks of Owner Financed Properties here. Learn More